Does Zelle Take Credit Cards?

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Zelle is a peer-to-peer payment app that allows you to send and receive money from friends, family members, or even your favorite stores. It is the fastest way for people who don’t have a bank account or debit card to send funds. The question on many people’s minds when Zelle was first introduced was, does it take credit cards? In this blog post we will answer that question.

Does Zelle Take Credit Cards? Yes, Zelle takes credit cards.


Zelle can be used with Visa, MasterCard, Discover Card and American Express but not all banks offer these options for their customers. If you have a Wells Fargo account then they do allow you to use your Visa card with the service but other banks may charge a transaction fee of 3% which would make using a credit card more expensive than withdrawing cash from an ATM or bank teller window.

Zelle can be downloaded for free in the App Store and Google Play Store. It only takes a few minutes to set up an account with your name and email address – but if you’re not ready yet, no worries! You can still start by creating a nickname instead of your real name until you are ready to go public.

To use it from your credit card, go into the Wallet App of your phone then select “Send Money” then choose “Credit Card.” Enter the amount you want to transfer then enter in either their email address or phone number that’s associated with their Zelle account. Voila! They should receive the money shortly.

In conclusion, Zelle is a fast and easy way for people without bank accounts to send money. It works by connecting directly with your credit card or mobile banking app so you never have to share sensitive information like your debit card number.

What do you think about the app now? Let us know in the comments below!